The board game Go has more possible board configurations than there are atoms in the universe.

Because of that seemingly infinite complexity, developing software that could master Go has long been a goal of the AI community.

In 2016, researchers at Google’s DeepMind appeared to meet the challenge. Their Go-playing AI defeated one of the best Go players in the world, Lee Sedol.

After the match, Lee Sedol retired, saying that losing to an AI felt like his entire world was collapsing.

He wasn’t alone. For a lot of people, the game represented a turning point – the moment where humans had been overtaken by machines.

But Frank Lantz saw that game and was invigorated. Lantz is a game designer (his game “Hey Robot” is a recurring feature on The Tonight Show Starring Jimmy Fallon), the director of the NYU game center, and the author of The Beauty of Games. He’s spent his career thinking about how technology is changing the nature of games – and what we can learn about ourselves when we sit down to play them.

Mentioned:

“AlphaGo”

“The Beauty of Games” by Frank Lantz

“Adversarial Policies Beat Superhuman Go AIs” by Tony Wang Et al.

“Theory of Games and Economic Behavior” by John von Neumann and Oskar Morgenstern

“Heads-up limit hold’em poker is solved” by Michael Bowling Et al.

Further Reading:

“How to Play a Game” by Frank Lantz

“The Afterlife of Go” by Frank Lantz

“How A.I. Conquered Poker” by Keith Romer

“In Two Moves, AlphaGo and Lee Sedol Redefined the Future” by Cade Metz

Hey Robot by Frank Lantz

Universal Paperclips by Frank Lantz

The Mikes are joined by veteran journalist and communications pro Conway Fraser to talk about... well a lot really. We hit on everything from whether "mining films" constitute a genre, Pereira and Conway's nearly decade-long debate on whether Blazing Saddles or Young Frankenstein is the best Mel Brooks film, and, how true to life is Wag the Dog to a real-life "spin doctor" and cinephile like Conway (Does he really keep a country singer on retainer just in case? Find out!) 

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Have you ever stopped to consider the real costs—and sacrifices—of borrowing someone else’s money?

Whether it’s a mortgage, car loan, or another form of financing, the hidden fees, penalties, and long-term credit impacts can quickly add up. Beyond the numbers, debt can bring stress, limit opportunities, and force tough choices in your personal and professional life.

Doug Hoyes and Ted Michalos provide expert insights to help you confidently navigate borrowing, avoid costly mistakes, and make decisions that protect your finances and peace of mind.

Timestamps:

(1:00) – Get Interested in Your Interest Rates

(3:25) – Understanding Origination Fees and Insurance Costs

(8:05) – Why Doug and Ted Recommend Paying on Time

(10:15) – Prepayment Penalties and Other “Hidden” Fees

(15:10) – Discretionary Spending or Needing to Borrow More

(17:10) – How Borrowing Impacts Your Credit Score

(19:30) – Debt Causes Stress and Limits Opportunities

(21:15) – Why Banks Encourage You to Finance  

(24:00) – Practical Advice – How to Read Your Loan Contract

(26:50) – The Bottom Line: Calculating the Total Cost

(29:00) – Knowing When to Seek Professional Help

Learn more from Hoyes Michalos: Debt Repayment Calculator Debt To Income Ratio Calculator Budgeting Course Sign Up for Our Newsletter HERE Smart Borrowing and Loan Management Tips Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.