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Cordial Catholic, K Albert Little

A Catholic Convert's INCREDIBLE Journey Following the BIBLE to the LETTER (w/ Dr. Matthew Wiseman)

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CKMS 102.7 FM: Radio Waterloo

What Waterloo Region’s home buyers, sellers and renters need to know going in to 2025

Host: Leah Gerber Heading into 2025, the Region’s potential home buyers, sellers and renters are anxious to know what the outlook is for this year’s real estate market. Experts including Christal Moura of Cornerstone Association of Realtors and Anthony Passarelli of the Canada Mortgage and Housing Corporation say the Bank of Canada’s recent decrease in … Continue reading What Waterloo Region’s home buyers, sellers and renters need to know going in to 2025 →

CKMS 102.7 FM: Radio Waterloo

Radio Nowhere Episode 98 Dylan 1, 1/18/25

Download: radiowaterloo.ca/wp-content/uploads/2025/01/RadioNowhere250118Episode98Dylan1.mp3, 57m50s, 82.0 MBytes Blowin’ in the Wind Bob Dylan It’s a Hard Rain’s a-Gonna Fall Leon Russell It Ain’t Me Babe Jesse Cook & Melissa McClelland The Ballad of Hollis Brown The Neville Brothers My Back Pages The Byrds Highway 61 Revisited Johnny Winter Mr. Tambourine Man The Byrds It Takes a Lot … Continue reading Radio Nowhere Episode 98 Dylan 1, 1/18/25 →

CKMS 102.7 FM: Radio Waterloo

So Old It’s New set for Monday, January 20, 2025

Song clips also available on my Facebook page. My track-by-track tales follow the bare-bones list. 1. The Clash, The Magnificent Seven 2. Television, Torn Curtain 3. Little Feat, Texas Twister 4. Steve Miller Band, Serenade From The Stars aka Serenade 5. Deep Purple, Birds Of Prey 6. Lou Reed, Street Hassle 7. Patti Smith, Are … Continue reading So Old It’s New set for Monday, January 20, 2025 →

CIGI/The Logic Big Tech Podcast

Questions About AI? We Want to Hear Them

We spend a lot of time talking about AI on this show: how we should govern it, the ideologies of the people making it, and the ways it's reshaping our lives.

But before we barrel into a year where I think AI will be everywhere, we thought this might be a good moment to step back and ask an important question: what exactly is AI? 

On our next episode, we'll be joined by Derek Ruths, a Professor of Computer Science at McGill University.

And he's given me permission to ask him anything and everything about AI. 

If you have questions about AI, or how its impacting your life, we want to hear them. Send an email or a voice recording to: machineslikeus@paradigms.tech

Thanks – and we’ll see you next Tuesday!

CKMS 102.7 FM: Radio Waterloo

New Music Added to Libretime + Horizon Broadening Hour #62

What’s up, y’all? Here are this week’s additions to Libretime: Min Taka, Valfi, Particles Parti Devam Etsin! [EP] Electronic No Min Taka Eyesight – Single Electronic No Cosmic Crooner Swimming Pool – Single Pop No Noha Sare What Am I Made Of – Single Pop No De Toegift Yparxi – Single Pop No Starbuck Coldest … Continue reading New Music Added to Libretime + Horizon Broadening Hour #62 →

Dan Nedelko

Struggling to grow your business? Clients driving you insane? #business

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Dan Nedelko

Mobile + Google Business Profiles = conversion magic for small businesses.

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Cordial Catholic, K Albert Little

Former Evangelical Pastor Explains the BIBLICAL Roots of Pope Francis' Jubilee (w/ Dr. John Bergsma)

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CKMS 102.7 FM: Radio Waterloo

Reader’s Delight, Episode 14

Join us on Sunday, January 26 at 2:00 P.M. as Reader’s Delight returns to the air with the the wonderful literary talents of Sandra Wilson, Kimia Eslah, and Caroline Topperman. On this show, we will learn a little more about these wonderful authors and then sit back and enjoy as they read an excerpt from … Continue reading Reader’s Delight, Episode 14 →

Debt Free in 30 Minutes

542 – The Truth of Credit Card Rewards – They're Costing You

Are credit card points and rewards as beneficial as they seem, or are they secretly costing you more than you realize?

Doug Hoyes and Ted Michalos discuss the truths behind credit card reward systems, revealing how spending habits, annual fees, and high-interest cards may affect your financial health. Learn how credit card companies use your data, the psychology behind reward marketing, and whether these points and rewards are worth it in the long run. (0:50) – Have you changed your spending habits to earn credit card rewards? (1:45) – The history of credit card rewards: How they started and why they’re popular. (5:45) – What personal data do credit card companies collect from you? (8:00) – How credit card companies market rewards and why we’re drawn to them. (10:45) – The biggest downside of credit card rewards (12:55) – Doug and Ted's advice: How many credit cards should you really have? (14:30) – Why using high-interest cards can lead to risky financial situations. (18:20) – How credit card usage affects your credit score: Tips to avoid negative impacts. (22:30) – The overlooked cost of annual fees (26:00) – The risk of losing your points during insolvency: Use them, or lose them. (27:00) – Expert advice on credit card rewards Learn more from Hoyes Michalos: What Happens to Points If You Go Bankrupt? Pros and Cons of Preapproved Limit Increase Unpaid Credit Card Consequences Debt Repayment Calculator Debt To Income Ratio Calculator FREE Credit Rebuilding Course Sign Up for Our Newsletter HERE www.hoyes.com/subscribe-newsletter/ Watch the Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here

Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.


Cordial Catholic, K Albert Little

Biblical Scholar Dr. John Bergsma explains why Peter’s Office Passed Down! #pope #apologetics

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CKMS 102.7 FM: Radio Waterloo

Community Connections interview with MP Tim Louis about Bill C-355 – Bill to prohibit the air transport of horses for slaughter

“An Act to prohibit the export by air of horses for slaughter and to make related amendments to certain Acts” Thank you MP Louis for supporting humane treatment of horses.  

CKMS 102.7 FM: Radio Waterloo

So Old It’s New set for Saturday, January 18, 2025

So Old It’s New blues and blues/rock set of influencers and those influenced by them and on down the line, generation by generation. I initially was planning a straight blues/rock show and was going to leave it at individual, random songs. But it evolved into direct connections between artists – from a precursor Allman Brothers … Continue reading So Old It’s New set for Saturday, January 18, 2025 →

CKMS 102.7 FM: Radio Waterloo

CKMS News -2025-01-17- MT Space hosting “Works-in-Progress” mini festival this weekend

CKMS News – 2025-01-17- MT Space hosting “Works-in-Progress” Mini Festival this weekend. dan kellar Kitchener, ON – Theatre lovers in Waterloo Region will have a chance this week to peek behind the curtain and experience some of the creative process involved in creating a play, as MT Space hosts their first ever “Works-in-Progress” mini-festival, part … Continue reading CKMS News -2025-01-17- MT Space hosting “Works-in-Progress” mini festival this weekend →

CKMS 102.7 FM: Radio Waterloo

CKMS News -2025-01-17- Art exhibition brings Palestinian culture and heritage to Kitchener’s city hall

CKMS News -2025-01-17- Art exhibition brings Palestinian culture and heritage to Kitchener’s city hall dan kellar Kitchener, ON – The second annual Palestinian Art Exhibition will take place at Kitchener’s city hall this weekend and will feature poetry, music, dancing, visual artworks, and several interactive workshops.  Organised by grassroots groups Sporas Scattered, the exhibition is … Continue reading CKMS News -2025-01-17- Art exhibition brings Palestinian culture and heritage to Kitchener’s city hall →

The Sound Affect

Matt Hart from The Russian Futurists looks back on the 25th anniversary of their album The Method of Modern Love, and the influence of The Magnetic Fields.

25 years ago, the Toronto and Canadian music landscape was turned on its ear with the release of The Russian Futurists’ internationally acclaimed debut, The Method of Modern Love. The album is an unabashed confession of romance built on a bedrock of thrift-store toy keyboards and cheap guitars recorded on a porta studio. The Method of Modern Love won fans in R.E.M's Peter Buck, former Blur guitarist Graham Coxon, and filmmaker Jason Lee.


The Magnetic Fields' first two albums, Distant Plastic Trees and The Wayward Bus, were the template for The Russian Futurists and a change in the direction of Canadian indie music!

CKMS 102.7 FM: Radio Waterloo

NO CRAP RADIO VER. 4.96 Jan. 18/25 12AM

Almost all versions.  It happens. A couple of glory boxes. Very rare mid sixties toronto rock. Movie recommendation this week, Blue Velvet by David Lynch.  David died yesterday.  This particular movie builds on his edgy sexually charged explorations into human motivation (like twin peaks).  Set in a small midwestern town it is a classic noir … Continue reading NO CRAP RADIO VER. 4.96 Jan. 18/25 12AM →

Communitech

Founders First: A Conversation with Ruth Casselman and Jennifer Gruber

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CKMS 102.7 FM: Radio Waterloo

WaSun on the Regime – Interview about the newly released: EARTH MOTHER – best album

Interview with WaSun in the Radio Waterloo studio. Check out his new album: EARTH MOTHER – listen to hear tracks featured. Support WaSun via streaming platforms, such as Bandcamp.

CKMS 102.7 FM: Radio Waterloo

!earshot Daily

Every day on !earshot Daily a different host from within the National Campus and Community Radio Association’s member’s station and network hosts a 30-minute show. The host selects the songs, shares stories and talks about what’s important to them and their community, connected to the larger Canadian network. !earshot Daily features artists found at !earshot-Distro … Continue reading !earshot Daily →

CKMS 102.7 FM: Radio Waterloo

Through the Static Episode 50 – 15/01/25

Cheers to 50 episodes of Through the Static! While the theme tonight isn’t necessarily celebratory, it is (in my opinion) a good reflection of the type of stuff we like to explore here on Through the Static. So thank you all for listening, and here’s to the next 50 episodes!! Cruise Control – Nebullama Love … Continue reading Through the Static Episode 50 – 15/01/25 →

CKMS 102.7 FM: Radio Waterloo

The Clean Up Hour, Mix 301

What’s up, y’all? Here is tonight’s Clean Up Hour, in which I introduce one more year-end list — my discoveries of 2024. A bit of a diverse offering of projects, singles, etc., that I discovered, or finally got around to checking out, from various years prior to 2024 (with one exception). Tracklist: Themselves – opening … Continue reading The Clean Up Hour, Mix 301 →

Dan Nedelko

YouTube is DOMINATING video and it's not even close. YouTube is going to dominate podcasting next.

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CKMS 102.7 FM: Radio Waterloo

CKMS News -2025-01-15- Exploring Indigenous futurisms at WPL’s Indigenous reading circle

CKMS News -2025-01-15- Exploring Indigenous futurisms at WPL’s first Indigenous reading circle. dan kellar Waterloo – A new Indigenous reading circle at the Waterloo public library will explore a variety of short stories, essays, and poetry by Indigenous writers.  Amy Smoke, a co-facilitator of the reading circle, told CKMS News “people think we are stuck in … Continue reading CKMS News -2025-01-15- Exploring Indigenous futurisms at WPL’s Indigenous reading circle →

Cordial Catholic, K Albert Little

Martin Luther and the Reformers Were WRONG! (w/ The Catholic Brothers)

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CIGI/The Logic Big Tech Podcast

This Mother Says a Chatbot Led to Her Son’s Death

In February, 2024, Megan Garcia’s 14-year-old son Sewell took his own life.

As she tried to make sense of what happened, Megan discovered that Sewell had fallen in love with a chatbot on Character.AI – an app where you can talk to chatbots designed to sound like historical figures or fictional characters. Now Megan is suing Character.AI, alleging that Sewell developed a “harmful dependency” on the chatbot that, coupled with a lack of safeguards, ultimately led to her son’s death.

They’ve also named Google in the suit, alleging that the technology that underlies Character.AI was developed while the founders were working at Google.

I sat down with Megan Garcia and her lawyer, Meetali Jain, to talk about what happened to Sewell. And to try to understand the broader implications of a world where chatbots are becoming a part of our lives – and the lives of our children.

 

We reached out to Character.AI and Google about this story. Google did not respond to our request for comment by publication time.

A spokesperson for Character.AI made the following statement:

“We do not comment on pending litigation.

Our goal is to provide a space that is both engaging and safe for our community. We are always working toward achieving that balance, as are many companies using AI across the industry. As part of this, we have launched a separate model for our teen users – with specific safety features that place more conservative limits on responses from the model.

The Character.AI experience begins with the Large Language Model that powers so many of our user and Character interactions. Conversations with Characters are driven by a proprietary model we continuously update and refine. For users under 18, we serve a version of the model that is designed to further reduce the likelihood of users encountering, or prompting the model to return, sensitive or suggestive content. This initiative – combined with the other techniques described below – combine to produce two distinct user experiences on the Character.AI platform: one for teens and one for adults.

Additional ways we have integrated safety across our platform include:

Model Outputs: A “classifier” is a method of distilling a content policy into a form used to identify potential policy violations. We employ classifiers to help us enforce our content policies and filter out sensitive content from the model’s responses. The under-18 model has additional and more conservative classifiers than the model for our adult users.

User Inputs: While much of our focus is on the model’s output, we also have controls to user inputs that seek to apply our content policies to conversations on Character.AI.This is critical because inappropriate user inputs are often what leads a language model to generate inappropriate outputs. For example, if we detect that a user has submitted content that violates our Terms of Service or Community Guidelines, that content will be blocked from the user’s conversation with the Character. We also have a process in place to suspend teens from accessing Character.AI if they repeatedly try to input prompts into the platform that violate our content policies.

Additionally, under-18 users are now only able to access a narrower set of searchable Characters on the platform. Filters have been applied to this set to remove Characters related to sensitive or mature topics.

We have also added a time spent notification and prominent disclaimers to make it clear that the Character is not a real person and should not be relied on as fact or advice. As we continue to invest in the platform, we will be rolling out several new features, including parental controls. For more information on these new features, please refer to the Character.AI blog HERE.

There is no ongoing relationship between Google and Character.AI. In August, 2024, Character.AI completed a one-time licensing of its technology and Noam went back to Google.”

 

If you or someone you know is thinking about suicide, support is available 24-7 by calling or texting 988, Canada’s national suicide prevention helpline.

 

Mentioned:

Megan Garcia v. Character Technologies, Et Al.

“Google Paid $2.7 Billion to Bring Back an AI Genius Who Quit in Frustration” by Miles Kruppa and Lauren Thomas

“Belgian man dies by suicide following exchanges with chatbot,” by Lauren Walker

“Can AI Companions Cure Loneliness?,” Machines Like Us

“An AI companion suggested he kill his parents. Now his mom is suing,” by Nitasha Tiku

Further Reading:

“Can A.I. Be Blamed for a Teen’s Suicide?” by Kevin Roose

“Margrethe Vestager Fought Big Tech and Won. Her Next Target is AI,” Machines Like Us


Mid-Credit Scene

Mid-Credit Minute - The Give and Take with Conway Fraser

When you love movies as much as Conway Fraser dies, it seems downright cruel to ask him to pick just one he feels he inherited from the past and just one to leave to the future. But we didn't claim we weren't cruel, so we asked him anyway. What did he pick for the Give and Take? Listen and find out - their classics and probably not ones you'd expect.

Newsletter: midcreditscene.substack.com/.
Email: midcreditscenepod@gmail.com
Show theme: The Show Must Be Go by Kevin MacLeod
Logo design: Jon Johnson


Cordial Catholic, K Albert Little

The PROBLEM of Asking New Christians to Find a Bible-Believing Church #catholic #apologetics

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CKMS 102.7 FM: Radio Waterloo

Radio Nowhere Episode 97, 1/11/25

Download: radiowaterloo.ca/wp-content/uploads/2025/01/RadioNowhere250111Episode97.mp3, 57m43s, 82.0 MBytes FM Steely Dan Speak to Me/Breathe Pink Floyd Chauffeur Blues Jefferson Airplane I Can’t Get Next to You (Single Version / Mono) The Temptations Papa Was a Rollin’ Stone (Single Version) The Temptations Cuts you Up Peter Murphy My Tornado Raveonettes Flying over Water Jason Isbell Ain’t Found Nobody The … Continue reading Radio Nowhere Episode 97, 1/11/25 →

CKMS 102.7 FM: Radio Waterloo

Radio Nowhere Episode 96, 1/4/25

Download: radiowaterloo.ca/wp-content/uploads/2025/01/RadioNowhere250104Episode96.mp3, 57m43s, 82.0 MBytes You Got Me Floatin’ P.M. Dawn Red House Buddy Guy A Girl Like You Smithereens Chaise Longue Wet Leg Every Time The Sun Comes Up Sharon Van Etten Bargain The Who You Ain’t Goin’ Nowhere Bob Dylan You Ain’t Goin’ Nowhere The Byrds Waves The Red Plastic Buddha We’ve Been … Continue reading Radio Nowhere Episode 96, 1/4/25 →

CKMS 102.7 FM: Radio Waterloo

CKMS News -2025-01-09- New mental health tool accessible for youth in Ontario

CKMS News -2025-01-09- New accessible mental health tool for youth in Ontario dan kellar Ontario – A recent report highlights that the COVID-19 pandemic has exacerbated a decline in mental health in Canada. The Canadian Mental Health Association’s State of Mental Health in Canada 2024 report shows 26% of people reported “poor” or “fair” mental health … Continue reading CKMS News -2025-01-09- New mental health tool accessible for youth in Ontario →

CKMS 102.7 FM: Radio Waterloo

No library? No problem. Kitchener Public Library and city staff co-launch a new library locker pilot

Host: Leah Gerber Starting this week, people can access the Kitchener Public Library’s resources through a library locker pilot program, with lockers located at Victoria Hills and Chandler Mowat community centres. The lockers function like mini library vending machines, with resources accessible for anyone with a library card number. If you residents don’t have a … Continue reading No library? No problem. Kitchener Public Library and city staff co-launch a new library locker pilot →

CKMS 102.7 FM: Radio Waterloo

So Old It’s New set for Monday, January 13, 2025

My track-by-track tales follow the bare bones list. Song clips also available on my Facebook page. 1. Budgie, Napoleon Bona Part 1 & 2 2. George Thorogood and The Destroyers, Night Time (from Live In Boston 1982: The Complete Concert 3. The Sensational Alex Harvey Band, Midnight Moses 4. The Everly Brothers, Lord Of The … Continue reading So Old It’s New set for Monday, January 13, 2025 →

CKMS 102.7 FM: Radio Waterloo

Mastering The Insider Secrets of Total Financial Freedom

Mastering The Insider Secrets of Total Financial Freedom: Rethink your current financial plan, question everything conventional wisdom about retirement and have fun doing it with Sunny Kochar. So, The Big Question is, “Why are only 9% of Canadians able to retire without worrying about where the income will come from for the rest of their … Continue reading Mastering The Insider Secrets of Total Financial Freedom →

CKMS 102.7 FM: Radio Waterloo

New Music Added to Libretime + Horizon Broadening Hour #61

What’s up, y’all? As always, here is what I’ve added to Libretime since last week: The Modbeats Ballad of a Starving Artist – Single Rock No The Modbeats Fair Weather Friends – Single Rock No The Modbeats Just Like a Woman – Single Rock No The Modbeats Rocking Chair – Single Rock No The Modbeats … Continue reading New Music Added to Libretime + Horizon Broadening Hour #61 →

Communitech

Marianne Bulger on Letting Your Employees Date Other Companies

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Communitech

Revitalizing Downtown Kitchener with Cory Bluhm

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Communitech

Exploring Quantum Frontiers with Dr. Paul Terry and Jessica Hodgson

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Communitech

Giving pathologists AI-superpowers with Tenomix's co-founder Saumik Biswas

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Cordial Catholic, K Albert Little

The AMAZING Story of the ANTI-CATHOLIC Best Friends Who Became CATHOLIC (w/ Zoe and Wendy)

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Cordial Catholic, K Albert Little

Why Should I Be Catholic? #catholic #christian #apologetics #church

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Cordial Catholic, K Albert Little

An EVANGELICAL PASTOR Discovers Purgatory in the BIBLE! (w/ Kenny Burchard)

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Communitech

Allow us to reintroduce ourselves

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Communitech

MedReddie's Kara Leblanc and Google's Iran Karimian on Accelerating Startup Growth

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Cordial Catholic, K Albert Little

Sharing the CATHOLIC faith on the Frontlines (w/ Austin Habbish)

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Communitech

Public Relations 101 for Startups with Rosie Del Campo

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Communitech

Why your pitch deck should be a movie trailer with Rob Darling and Michael Ho

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Communitech

Mentoring, Magic, and Meat Processing: A Chat with Dan Silivestru and Heather Galt

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Communitech

We're going to need a bigger boat

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